Terms of Use

Last updated: October 12, 2026

These terms apply to your use of paclending.info, operated by Pacific Lending, LLC (NMLS #1156766) (“Pacific Lending,” “we,” “us”), and to the communications you agree to receive from us. By using this site or submitting a form, you agree to these terms and to our Privacy Policy.

Text messaging (SMS) program terms

Program

Pacific Lending Mortgage Updates. When you check the consent box on our form and provide your mobile number, you agree to receive text messages from Pacific Lending about your mortgage inquiry, including follow-ups from your loan officer, consultation and appointment reminders, document requests, and loan-status updates.

Message frequency and cost

Message frequency varies based on your inquiry and loan activity. Message and data rates may apply — check with your wireless carrier for details.

Opting out and getting help

  • Reply STOP to any message to opt out. You will receive one confirmation message, and no further texts will be sent unless you opt in again.
  • Reply HELP for help, or contact us at (909) 605-3844 or ikhan@paclending.com.

Other terms

  • Consent to receive text messages is not a condition of any purchase or loan.
  • You must be 18 years of age or older to participate in our text messaging program.
  • You must be the account holder or authorized user of the mobile number you provide.
  • Wireless carriers are not liable for delayed or undelivered messages.
  • We do not sell or share your mobile number or text messaging consent with third parties for their marketing purposes. See our Privacy Policy.

No commitment to lend

Information on this site is for general informational purposes only and is not an offer or commitment to lend. Rates, programs, and terms are subject to change without notice. All loans are subject to credit approval, underwriting guidelines, property eligibility, and applicable law. Availability depends on your state; Pacific Lending only offers loans in states where it is licensed. Verify our licensing at NMLS Consumer Access.

Use of this site

You agree to provide accurate information and to use this site only for lawful purposes. Content on this site is owned by Pacific Lending and may not be copied or reused without permission. The site is provided “as is” without warranties of any kind, and to the extent permitted by law, Pacific Lending is not liable for damages arising from your use of it.

Changes

We may update these terms from time to time. The “Last updated” date above shows when they were last changed. These terms are governed by the laws of the State of California.

Contact us

Pacific Lending, LLC
3800 Concours St, Suite 160, Ontario, CA 91764
Phone / text: (909) 605-3844
Email: ikhan@paclending.com